Frequently Asked Questions

Our Cardinal Success Journey™ is a 4-step process designed to simplify your financial life and bring confidence to your retirement planning:

• Introductory Conversation – We get to know your goals and determine fit.
• Discovery Meeting – We dive deep into your finances, priorities, and concerns.
• Plan Creation & Implementation – We deliver a personalized, one-page financial plan and put it into action.
• Ongoing Guidance – We monitor, adjust, and guide you so your plan stays on track.

People hire us because retirement is one of life’s biggest transitions, and they want trusted experts by their side. We help you:

• Turn your nest egg into a reliable retirement paycheck
• Reduce taxes so you keep more of what you’ve earned
• Improve after-inflation returns while managing portfolio risk
• Free up time to focus on the things you love in retirement
• Ensure your heirs have a trusted professional to lean on if something happens to you

We focus on helping people 50 and older navigate retirement and life’s biggest financial transitions. Through our Cardinal Success Journey™, we provide a clear, step-by-step process, personalized one-page plans, and ongoing guidance—so you can retire with confidence.

Unlike many advisors, we combine tax-efficient strategies, risk-managed investing, and legacy planning into a single, actionable plan.

At Cardinal Wealth Group, our approach is high-touch, personal, and completely customized—we take the time to learn your goals, priorities, and lifestyle, ensuring every recommendation fits your life.

Unlike large firms, where you’re often just a number, treated with a one-size-fits-all, cookie-cutter approach, we provide specialized guidance tailored to your unique situation. Every aspect of your plan—income strategies, investments, taxes, and legacy planning—is designed for clarity, confidence, and peace of mind. We spend the time answering questions, adjusting plans as life changes, and making sure you feel supported every step of the way.

With Cardinal Wealth Group, you’re not just a number—you're family.

We’re licensed in all 50 states and work with families nationwide. Secure video meetings make it easy to connect whether you’re nearby or across the country, and every session is protected with strict security standards. No matter where you live, you’ll receive personalized retirement and tax planning from a dedicated team focused on your goals.

Our fees are transparent and straightforward, usually a flat annual or ongoing advisory fee based on your needs and complexity. This covers retirement planning, investment guidance, and ongoing support—with no hidden commissions.

Ultimately, the value of working with an advisor comes from tax savings, better-coordinated decisions, mistakes avoided, time saved, and peace of mind. Not sure if we’re the right fit? Take our free Cardinal Success Journey™ assessment to find out.

We hold all investment accounts with trusted, independent custodians—LPL Financial and Charles Schwab—so your assets are always in your name and protected by strong regulatory oversight. These firms are among the largest and most respected in the industry:

• Charles Schwab manages nearly $10 trillion in client assets across 35 million+ accounts, providing robust security, detailed statements, and secure online access.
• LPL Financial supports millions of client accounts with over $1 trillion in assets, offering comprehensive reporting and 24/7 account access.

With Schwab or LPL, you can view your accounts anytime online, see transactions and performance, and have peace of mind knowing your investments are safe, transparent, and professionally managed.

Getting started is simple. You can schedule a free Cardinal Success Journey™ assessment through our website, call us directly, or use our online scheduling app. From there, we’ll set up an introductory conversation to learn about your goals and determine the best next steps for your personalized retirement plan.